Kanker, Chhattisgarh: The family of deceased police constable Surjeet Kodopi has received ₹1 crore in accidental insurance assistance under the Police Salary Package Scheme, a joint financial-security initiative involving the Chhattisgarh Police Department and the State Bank of India (SBI).
The insurance claim cheque was handed over to the deceased constable’s legal heir in the presence of Kanker Superintendent of Police Nikhil Rakhecha and senior SBI officials.
Constable Surjeet Kodopi Was Posted at Reserve Police Centre, Kanker
Constable Surjeet Kodopi was serving at the Reserve Police Centre in Kanker. He died in an unnatural drowning incident on June 30, 2025.
Following his death, the family became eligible for financial assistance under the Police Salary Package Scheme implemented through an agreement between the Government of Chhattisgarh and SBI.
Under the scheme, an accidental insurance claim of ₹1 crore was approved in favour of his legal heir.
₹1 Crore Insurance Claim Handed Over to Family
The insurance assistance was formally provided to the family during an event attended by police and SBI officials.
Kanker SP Nikhil Rakhecha was present when the cheque was handed over. Representing SBI were:
- Rishi Katiyar, Branch Manager, SBI Kanker
- Shyam Nirala, Branch Manager, SBI Narharpur
The financial assistance is intended to provide immediate and long-term economic support to the bereaved family.
What Is the Police Salary Package Scheme?
The Police Salary Package Scheme provides police personnel with various banking, insurance and financial-security benefits.
Under the arrangement between the Chhattisgarh Government and SBI, eligible police employees can receive insurance-related benefits in cases involving accidental death and other covered circumstances.
In Constable Surjeet Kodopi’s case, the family received ₹1 crore as an accidental insurance claim following his death.
SP Advises Family to Plan the Money Carefully
While expressing his condolences, SP Nikhil Rakhecha advised the family to use the ₹1 crore assistance prudently.
He particularly suggested that the amount could help secure:
- Children’s education
- Long-term family financial security
- Essential household requirements
- Future financial needs
The assistance can provide an important financial cushion to the family following the loss of its earning member.
Family Warned About Cyber Fraud
The police superintendent also cautioned the family about the possibility of cybercrime and online financial fraud, particularly after receiving a substantial insurance amount.
The family was advised:
- Not to share OTP or PIN with anyone.
- Not to disclose internet/mobile banking passwords.
- Not to share bank-account or other financial details with strangers.
- To be cautious of people offering investment or financial services.
- To verify any suspicious call or message directly with the bank or police.
This warning is particularly important because fraudsters sometimes target families after they receive insurance, compensation or other large financial payments.
SBI Appreciated for Supporting the Family
SP Nikhil Rakhecha thanked the SBI officials for their cooperation and for helping facilitate the insurance assistance for the deceased constable’s family.
He highlighted the importance of such welfare-oriented initiatives, saying that financial-security schemes can provide meaningful support to police families during extremely difficult circumstances.
Why This Assistance Is Important
The death of a police personnel can create significant financial uncertainty for the surviving family. An insurance payment of ₹1 crore can therefore provide substantial support for immediate expenses as well as long-term financial planning.
The initiative also reinforces the broader objective of providing police personnel with confidence that their families will have financial protection in the event of an unforeseen accident.
Key Details at a Glance
| Particular | Details |
|---|---|
| Deceased Police Personnel | Constable Surjeet Kodopi |
| Posting | Reserve Police Centre, Kanker |
| Date of Death | June 30, 2025 |
| Cause | Drowning / unnatural death |
| Insurance Assistance | ₹1 crore |
| Type of Claim | Accidental Insurance Claim |
| Scheme | Police Salary Package Scheme |
| Bank | State Bank of India (SBI) |
| District | Kanker |
| State | Chhattisgarh |
| SP Present | Nikhil Rakhecha |
| SBI Officials | Rishi Katiyar and Shyam Nirala |
| Beneficiary | Legal heir of the deceased constable |
Conclusion
The ₹1 crore insurance assistance to Constable Surjeet Kodopi’s family provides significant financial support following his death in June 2025. The initiative demonstrates the importance of insurance and salary-package benefits for police personnel and their families.
At the same time, the police department’s warning about cyber fraud highlights the need for beneficiaries to protect their financial information and carefully manage substantial insurance payments.
