Mumbai, India — December 15, 2025: The State Bank of India (SBI) has officially launched YONO 2.0, its upgraded and next-generation digital banking platform, marking a significant leap in the bank’s digital transformation strategy. The new version combines mobile banking, internet banking and digital services into a unified platform aimed at delivering a smoother, faster and more secure banking experience.
SBI Chairman C.S. Setty described YONO 2.0 as a completely reimagined digital ecosystem designed to serve millions of customers across India. The platform is built on a common technology core that integrates internet banking and mobile banking, allowing users to navigate easily between channels and access banking services seamlessly.
One of SBI’s major goals with this launch is to significantly expand its digital user base. With the current YONO user count around 96 million, SBI plans to double that number to 200 million (20 crore) within the next two years by encouraging more customers to switch to the digital platform.
To support this transition, the bank is also boosting its workforce. SBI plans to deploy up to 10,000 in-branch digital support managers across the country by March 2026 to assist customers — especially those less familiar with digital tools — in using the new platform.
Key Features of YONO 2.0
- A unified platform for mobile and internet banking, replacing the older separate systems.
- Faster performance with improved security and seamless transactions across devices.
- A more intuitive user experience to make everyday banking easier for customers.
SBI’s YONO (You Only Need One) was first launched in 2017. The arrival of YONO 2.0 reflects a deeper commitment by India’s largest lender to accelerate digital adoption, reduce branch dependency, and offer modern financial services across the nation.